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Money Unmotivated

Posted on July 21, 2022 by Steve Ainslie

It is so strange to care so little about money anymore after sending most of my life yearning and striving to become wealthy. I’m never got there.

I am early retired. I live off of investments and savings until social security kicks in. My life is relatively comfortable, but it involves compromises I wouldn’t make if I had more money. Healthcare is a concern. Unexpected financial expenses have come up every year since my wife died that I hadn’t anticipated.

But whatever. I roll with it.


The biggest change is my total lack of interest in working. I worked hard from my teens until I was 50. Many years, work was all-consuming. Sometimes I really enjoyed my work. I loved when I was part of fast growing startups, when I was part of a cohesive team and when I excelled at my job.

My identity was wrapped up in two things – excelling at work and being a good husband. I took a lot of pride in being a man who worked his @ss off.

I had near constant financial pressure to ensure my wife would be taken care of no matter what. Because we lived in debt for so long this pressure didn’t ease until I was in my mid 40s.

Eventually it did ease but I was still highly motivated to make more money – for security, for the future, for my wife, for her son.


When my wife died, that all went away.

I’m grateful that I had saved enough money to enable me to retire early. I know I’m lucky.

I simply can’t imagine returning to work for money.

I might work again someday. And if I do, I’ll want to make a lot of money. But I’ll work for fun, for a challenge, to be part of a team or to build something.

Today, I get all of that (except for the team part) from my hobbies.

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